Optimize Your Retirement Savings

The 3rd pillar A is an essential solution to complement your 1st and 2nd pillars , while benefiting from attractive tax advantages .

Tip: Open multiple accounts! Why? To spread out your withdrawals and reduce the tax impact.

Example: With CHF 6,000 invested annually at a 5% return, you could accumulate CHF 570,000 by retirement. Withdrawing this sum all at once would result in high taxes. By using multiple accounts, you can spread withdrawals over several years and optimize your tax situation .